JEFR - Journal of Education & Finance Review

Lecturer, Department of Education, University of Malakand, Chakdara, KP, Pakistan.

Iqbal.phd.edu@uom.edu.pk

Associate Professor, Department of Education, Faculty of Social Sciences, Abdul Wali Khan University Mardan, Khyber Pakhtunkhwa, Pakistan.

drirshad@awkum.edu.pk

Assistant Professor, School of Economics, Bahauddin Zakariya University, Multan, Punjab, Pakistan.

khawjaasif@bzu.edu.pk

Associate Professor, Department of Business Administration, NCBA&E Lahore (Sub-campus Multan), Punjab, Pakistan.

abdullah@ncbaemultan.edu.pk

Assistant Professor, Department of Education, University of Loralai, Loralai, Balochistan, Pakistan.

muhammad.ayaz@uoli.edu.pk

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